Terms of Use

These Terms of Use govern your access to and use of the RRL Business Solutions website located at rrlbsi.com (the "Website"), including any tools, resources, or content made available through it. By accessing or using this Website, you agree to be bound by these terms.

If you do not agree with any part of these terms, please do not use this Website.

The content on this Website — including articles, guides, tools, assessments, calculators, and any other materials — is provided for general informational purposes only. It is not intended to constitute professional financial, accounting, tax, legal, investment, or business advice.

Nothing on this Website should be relied upon as a substitute for qualified professional advice tailored to your specific circumstances. RRL Business Solutions is not a licensed securities dealer, investment advisor, law firm, or public accounting firm. Any engagement for professional advisory services is governed by a separate written agreement between you and RRL Business Solutions.

Using this Website, submitting a contact form, completing an assessment, or communicating with RRL Business Solutions through this Website does not create a professional advisory, consulting, or client relationship of any kind.

A professional relationship is established only through a formal written engagement agreement signed by both parties. Until such an agreement is in place, no information shared through this Website should be treated as confidential or privileged.

RRL Business Solutions makes no representations, warranties, or guarantees regarding the accuracy, completeness, or suitability of any content, tool, or resource on this Website for any particular purpose.

Results from any tool, assessment, or calculator on this Website are general estimates based on the information you provide. They do not constitute a guarantee of financing approval, business performance, investment returns, or any other specific outcome. All business, financial, and strategic decisions remain your sole responsibility.

You are solely responsible for all business, legal, tax, accounting, investment, and financing decisions you make, including any decisions informed by content, tools, or resources accessed through this Website.

Before making any significant business or financial decision, we strongly encourage you to consult with qualified professionals — including accountants, lawyers, financial advisors, and other specialists — who can assess your specific situation and provide advice appropriate to your circumstances.

Tools and assessments available through this Website — including the Financing Readiness Assessment and any calculators or diagnostic tools — are provided as general guidance only. They are designed to help you think through your financial position and identify areas for attention.

Results from these tools are not a guarantee of financing eligibility, lender approval, business viability, or any specific financial or operational outcome. They do not replace a formal assessment by a qualified professional. Some tools may be hosted on third-party platforms; your use of those tools is also subject to the terms and privacy policies of those platforms.

All content on this Website — including text, graphics, logos, icons, images, tools, and the overall design — is the property of RRL Business Solutions or its content suppliers and is protected by applicable Canadian and international copyright and intellectual property laws.

You may view and print content from this Website for your own personal, non-commercial use. You may not reproduce, distribute, modify, publish, transmit, display, or create derivative works from any content on this Website without the prior written consent of RRL Business Solutions.

This Website may contain links to third-party websites and services, including Calendly for appointment scheduling and Lovable-hosted assessment tools. These links are provided for your convenience only.

RRL Business Solutions does not endorse, control, or assume responsibility for the content, privacy practices, or terms of any third-party website or service. Your use of any linked third-party service is at your own risk and is governed by that service's own terms and privacy policy.

To the fullest extent permitted by applicable law, RRL Business Solutions and its principals, employees, and associates shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from your use of, or inability to use, this Website or any content, tool, or resource available through it.

This includes, without limitation, any loss of revenue, profits, data, business opportunity, or goodwill, even if RRL Business Solutions has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so some of the above limitations may not apply to you.

RRL Business Solutions reserves the right to modify, update, suspend, or discontinue any part of this Website — including its content, tools, and features — at any time and without notice.

We may also update these Terms of Use from time to time. When we do, we will update the "Last updated" date at the top of this page. Your continued use of the Website after any changes constitutes your acceptance of the revised terms. We encourage you to review these terms periodically.

These Terms of Use are governed by and construed in accordance with the laws of the Province of Ontario and the federal laws of Canada applicable therein, without regard to conflict of law principles. Any disputes arising from your use of this Website shall be subject to the exclusive jurisdiction of the courts of Ontario.